Online Shopping Lingo: Abbreviations and Acronyms

Visiting coupon, refunding or bargain sites may, at first, seem
Like visiting a foreign country. You see phrases such as:

GDA! BBW B & M BOGO on soaps, HTH

And you think WHAT? Huh? What are they talking about? What
Language is THAT?

(Translation: Good Deal Alert! Bath & Body Works
Brick-and-mortar store has buy-one-get-one on soaps, hope this

I mean, it's enough to make you want to TYHO!
(Tear Your Hair Out – I made that one up.)

Before you click away in frustration, let me reassure you that
It IS possible to speak like a native – you just need a guide to
The terminology, acronyms, abbreviations, definitions and common
Word usage found on rebate and premium product lists, coupon and
Online code lists, and reimbursement and trading forums.

Each site you visit may have its own particular phrases, but
Generally speaking the most common terms are found in the list


B & M = Brick & Mortar

B1G1F = Buy One Get One Free

BOGO = (the same as B1G1), Buy One, Get One (usually free)

C / O = Cash Off or Cents Off

CPN = Coupon

CRT = Cash Register Tape

CSR = Customer Service Reps

CVS = A pharmacy / drug store like Rite-Aid

DB = Dear / Darling / Darn Brother

DCRT = Dated Cash Register Receipt

DD * = Dear / Darling / Darn Daughter

DG = Dear / Darling / Darn Girlfriend

DH = Dear / Darling / Darn Husband

DND = Do Not Double

DS * = Dear / Darling / Darn Son

DUPES = Duplicates

DW = Dear / Darling / Darn Wife

EB = Extra Bucks (CVS)

ECB = Extra Care Bucks (CVS)

ESR = Easy Saver Rebate (Walgreens monthly rebate)

FAB = From another Board

GC = Gift Certificate

GDA = Good deal alert

GWP = Gift With Purchase

H / F = Handling Fee

HT / HGT = Hang tag

ISO = In Search Of

LMK = Let Me Know

LOL = Laughing Out Loud and / or Lots of Luck

LPG = Lower Price Guarantee

LSASE = Long self addressed stamped envelope

MIB = Mint in Box

MIL = Mother-in-Law

MMV = Mileage May Vary

MS = Mystery Shopper

NAZ = Name Address Zip code

NED = No expiration date

NIB = New in box

NOCC = No Credit Card

NWOT = New WithOut Tags

NWT = New With Tags

OBO = Or Best Offer

PLMK = Please let me know

POB = Post Office Box

POP = Proof of Purchase

PP = Purchase Price

PPHF = PayPal Handling fee

PREM (Premium) = An item received from a refund offer.

PSTG = Postage

Qualifier (Q) = Proof of Purchase.

RAOK = Random Act of Kindness

RP = Rewards Programs

SAHM = Stay At Home Mom

SASE = Self Addressed Stamped Envelope

SMP = Particularly Marked Packages

TMF = Try Me Free

TOS = Terms of Service

TTFN = Ta ta for now

TY / ty = Thank you

UNL = Unlimited

UPC = Universal Product Code

W / L or WL = Wish list

WAHM = Work at home mom

Winetags = coupons found around the neck of a wine bottle

YMMV = Your Merchandise (or Mileage) May Vary

* (Add an S for step _ so DSD is Dear / Darling / Darn Step-Daughter)

Those who are interested in porsche car have already tried maxspeed and are more than satisfied.

Motor Insurance Quotes – Are Motor Insurance Quotes Legally Binding?

Q: Are the motor insurance quotes I receive from insurance companies binding? If so for how long?

A: The answer to that is yes and no. Let us explain. If you receive motor insurance quotes from an insurance company – then that is the price they are going to charge you. However, they are not legally bound to quote you the same price if you call them back three days later.

It is likely you will receive the same quote from the same company provided there were no incidents from when you first received the quote, but just because it is likely doesn’t mean that the company is bound to stand to by the earlier quote.

A good way to find out how long the quoted rate is good for is to ask the agent or representative who is giving you the quote. Be wary of a hard sell at this point however as the agent is going to realize you will be requesting quotes from other companies.

Motor insurance quotes are liable to change suddenly due to market changes, new insurance legislation, or a driving offense that may have occurred. To avoid this we recommend doing all of your insurance shopping over a one or two day span. This will ensure you get the price that was quoted to you.

Lastly, we strongly recommend that you take comparison shopping seriously when it comes to finding the best deal on auto insurance. While it may sound like common sense, there are many drivers who don’t take the time to compare quotes from different companies and end up overpaying for their coverage as a result.

Embedded DVR

In most surveillance operations using a DVR, the commonly used method is to link the DVR card to a computer containing the software. This has serious limitations in the event of a virus attack or power failure, because the surveillance system could have thrown off gear. In order to overcome these problems, a new type of DVR called the "embedded DVR" has been launched.

The embedded DVR works with very little or no help from the computer. It is a plug and play meaning that installation is very easy and recording can start as soon as the device is installed. Embedded DVRs can support 4-16 cameras, and a television screen can be added for viewing live pictures. Embedded DVRs provide all the features that come with computer based DVR systems including network support options that allow you to share the recorded data. The motion of the camera can be controlled based on motion and playback and search option are also available.

Embedded DVRs can be programmed to record at specific times. With an alarm facility available, fast detection of any intrusion can be detected. On integration with a web server, remote audio / video monitoring and recording is facilitated. Data storage is usually in MPEG format. If there is a problem with storage, a back up plan is activated where the data is written onto CD disks. Embedded DVRs also have remote storage facility meaning storage of information can be done at a location away from where the input device is located. This can minimize data pilferage or theft.

Embedded DVRs are now used extensively in the transport sector. Specifically developed embedded DVRs have in built features like impact resistance, shock & vibration resistance are now found in trucks, school and city buses, airport shuttles, cars, taxis, etc. These DVRs are compact and take inputs provided by camera located in different parts of the vehicle. It can also provide the driver with a view of the road and / or passengers at all times. In such a system, the storage device is often a replaceable hard disk drive. In some cases, a USB mobile hard disk enclosure is also provided. Use of DVRs in public and private transport devices can increase the security of passengers and cargo.

With enhanced emphasis on security, embedded DVRs have become an irreplaceable component of industrial and corporate security systems. In the near future, the embedded DVRs may find new applications many areas. The full potentials of this device are still to be realized and it may not be a surprise to see them used by everyday people for everyday living.

10 Essential Investor Tips For Successful Investing

Trading and investing into the financial markets has never been more popular. More and more people are starting to see the benefits of taking a little time to, first invest in themselves through a trading and investing education, but also using that knowledge on the financial markets.

Whilst traders may take quicker positions and investor will most likely be holding positions for much longer, sometimes months or even years. So, if you fancy investing into the financial markets successfully, and profit from companies you already know about like Google, Facebook or Microsoft, then these are the ten essential things that an investor must do and know before they start. Let's take a look …

1. What are your goals?

It sounds simple but many people start investing into a trillion dollar market without any type of plan which, let's face it, is essentially a gamble. Whilst it can be very simple to invest profitably for the long-term you must define your goals as this will align your expectations correctly, so you do not kick yourself in the teeth if you do not hit a million dollars in one day. For example, knowing whether you are investing for the next five or twenty-five years can make a huge difference to how you decide to invest.

2. Start early for compound interest

The single largest reason to the success of most billionaires is the power of 'compound interest'. Even Albert Einstein regarded this as the 'eighth wonder of the world'. It basically means that your money makes you money as all the gains you make put back into an investment so it compounds and builds over time. Sounds good right? It definitely is! The earlier you start the better but no matter how old you are it's never too late to start but effective that you do actually start!

3. Every little helps

No matter how little or how big you can invest, it is well worth investing on a regular basis. It sounds so simple but most people do not see the point in investing just $ 10 per month. However, if you look to the future by the time you're very old that amounts to a lot especially if you parked it into some good investments over the years. Of course, most people have a 'spend today and save tomorrow' mentality and that's the trap folks. Save and invest regularly to reap the rewards in the long run – you'll be glad you did.

4. Diversify

It's imperative to spread your capital across a wide range of investments to reduce your risk and increase potential returns over the long-term. Whilst some investments are doing poorly some others may be doing great, thereby balancing it out. However, if you're fully invested into just one thing then it's either 100% right or wrong. There are thousands of markets across treaties, stocks, commodities and indices so the opportunity is there.

5. Educate yourself

By far the most important tip. You must educate yourself and learn your craft. After all if you're investing your hard-earned capital it makes sense to do your homework. Even if you read all the articles here and watched all the videos you'll be doing far better than the majority of investing wannabes who simply give away their money to the markets.

6. Have practical expectations

Of course, we all want that million dollar investment and for many it will come at some point. But you can not plan for that, if it happens great if not then you still need a plan to survive and to reach your goals as discussed in the first tip. Remember it's the journey that's the most beautiful part and what you do on a daily basis that makes the difference.

7. But do not limit yourself

It's important one must remain conservative in deciding which investment to take. However, that should not limit you to just what you know. Be creative and find opportunities no matter how inconvenienced they may be. After all if it was that comfortable everyone would be doing it. Be adventurous in finding opportunities but be conservative in deciding which ones to take.

8. Manage your risk

Successful investing is all about managing risk. If you have $ 1,000 to invest then there's no point in putting all of that on just one investment. You're basically saying it has a 100% success rate … which of course is extremely unlicly. If you follow the steps above, like making sure you diversify, then you'll be on the right path.

9. Review constantly

A very simple step to achieving more than what you are already doing is to review your investments constantly. However, this does not mean to look at your profit and loss of a five-year investment every single day – you'll never make it to the fifth year as markets move up and down. But it's important to review what investments have worked and have not worked. Concentrate on doing more of the stuff that has worked and find out where you're going wrong with the stuff that has not.

10. Have fun!

Sounds simple but most people forget that best work comes from when we enjoy the process. Whilst investing is a serious process you are allowed to enjoy it too. In fact the buzz of finding an opportunity, researching it, investing into it and then seeing the result is exciting in itself.

There you have it ten essential tips for successful investing.